The capital market is on the move. After interest rates had remained at historically low levels for almost 10 years, the interest rate development in 2022 shows a surprisingly strong upward trend, which has surprised even all experts. At the beginning of the year 2022 also the respectable commentators meant that building money will settle by the end of the year with maximally 3 per cent. This predicted 3 percent has now already been reached in the middle of the year. Naturally, this raises the question of how the interest rates for building loans will develop in the third quarter. and 4. Further development in the second quarter of 2022.