The time has come – the first own money is earned! The last thing on your mind at this moment is saving money! Why also? You are young, finally have your financial independence and can enjoy life. Who would like itself at the moment already with topics such as saving, age precaution, let alone investment of funds occupy?
The U.S. real estate market offers European investors lucrative opportunities. What makes the market so attractive and in which segments the best opportunities lie, three experts explained at the "777 Capital Talk – Must have America?".
Christmas is the festival of love; however, in this day and age, it is also the festival of gift giving. You want to give your loved ones extra nice gifts to please them. However, the cost of the wishes often exceeds one's budget, whether it is new toys for the children, jewelry for the loved one or a shared experience. Fortunately, there is the possibility to finance particularly expensive gifts through a loan. In which cases this is advisable and what you should consider, we show you in this article.
Basically, of course, you can never find the right answer for this. Statistically speaking, every German spends around 280 euros on Christmas presents. According to Statista, in turn, it was still 338.90 euros per capita in 2011, whereas in 2019 we are already at 475 euros. Specifically
The topic of retirement planning is an ongoing issue in Germany. Every new study confirms that the retirement gap is widening in old age. Again and again I am asked the question, which products are particularly suitable for old-age provision?.
Many people overestimate the activities and possibilities of collection agencies. It's not as often described on TV: a collection agency can't do more than the creditor themselves. Ø Reading time: approx. 5 min.
Collection agencies like to threaten with various phrases that sound insanely bad at first. But what is in each case to the threats? And under what conditions they can be made true?
The federal government is striving to create the "energy turnaround. In addition, the use of renewable energies is promoted by different measures. Which possibilities of promotion and which legal regulations exist for the use of solid biofuels like wood? This is described below.
Starting up your own business is exciting – and stressful, because many founders are now learning first-hand how tough and malign bureaucracy can be. For the foundation, however, money is also needed, which is not always easy. But what options are actually available for funding the startup?
Pure bank loans play only a secondary role for founders. There are certainly loans for further education or even start-up loans, but other sources are obviously more important. An overview:
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Finding ways when the income is not enough for the credit considered. The amount of the family income, as well as a – after deduction of the costs – as safe as possible remaining, high household budget increases the chances of getting a loan approved by a bank, savings bank or intermediary.
After all, nothing serves as collateral to the lender on an unsecured loan like monthly income.
According to the U.S. Federal Deposit Insurance Corporation, as of February 2014, there were 6.799 FDIC-insured commercial banks in the U.S. The country's central bank is the Federal Reserve Bank, which was created after the passage of the Federal Reserve Act in 1913.
There are 4 types of banks in the USA: