How to transfer money from eCheck to an online checking account

An eCheck is an electronic form of a real check. This payment structure is becoming more popular with more online merchants, casinos and auctions taking payments directly from bank accounts. As the person "writing" the check, you get the account number and bank routing number from the bottom of your physical checks. This information is provided to the vendor to pay for goods or deposit funds for use. If you need to transfer money from one checking account to another online checking account, You can do this easily with an eCheck.

Step 1

Log into your online checking account. Enter the username and password as requested.

Step 2

Navigate to the "Deposit" section of your online account.

Step 3

Copy the account information from your physical checkbook. The routing number is the first row of numbers below. The bank routing number identifies the bank from which you withdraw funds. The account number is the second row that identifies your personal account number.

Step 4

Fill out the online deposit slip with the information you took from your check. The deposit slip should include the bank routing number, account number, name on the check and the amount you are depositing.

Step 5

Authorize the transaction with your "electronic signature". Electronic signatures vary from bank to bank, but are used to confirm that you are the authorized user of the account from which you are withdrawing funds.

Step 6

Confirm withdrawal from checkbook account and confirm deposit to online checking account. You can do this by calling customer service at either bank or checking your online bank balance.


It can take one to two business days for transactions to clear and show up in each account. The account that received the funds can show the money as an outstanding transaction until it is cleared by the other institution.

10 quick tips to reduce credit card debt

Credit card debt sucks. Make it real. It feels like you're tied up; the money has long since been spent, and all you have left is a balance that is now a const

What happens to your 401(k) after you leave your job? 8 things to keep in mind when moving your 401(k)

Retirement accounts at work are designed to be portable. But moving your 401(k) and choosing when to do so can be more difficult than you think. If you do the job w

How to fix a leaky budget

Consider yourself a financially responsible young adult? Personally, I like to think that my finances are mostly in order. Rents, student loans, car payments – a

Capital One personal loan alternatives

Capital One does not currently offer personal loans, This means that you will need to work with another financial institution if you need a loan to cover planned or unplanned spending


What is high-frequency trading (HFT)??

High-frequency trading (HFT) is algorithmic trading that is characterized by rapid trade execution. Very many transactions, and a very short term investment horizon. HFT uses sp.

Here's how to save money in your 50s and beyond

Reaching 50 doesn't mean you've achieved all your financial goals. Even for the most mature Americans, there is room for improvement. In the financial security index survey v.

Saving for maternity leave:Here's how to prepare your family financially

Time off work with a newborn is one of the most memorable times in a parent's life. As with any other major life event financial planning is critical to the experience.

What is Absolute Return?

Absolute return can be defined as a return on investment, d.h., absolute profit or loss, an investment generated over a period of time. The gain or loss is calculated as a percentage of the Ges.